Freelancer Finance: Rates, Cash Flow & Taxes Set-Aside
Set a rate that really covers your costs, price proposals, net out platform fees, chase invoices, pay yourself a steady salary and put tax money aside: eight hands-on labs, every cell checked live.
The first lesson is free — no account needed.
About this course
Freelancer finance in Excel, starting with a freelance hourly rate calculator you build yourself from your target income, costs, billable hours and utilisation. You then compare hourly, day, project and value pricing, net out platform and payment fees, price a proposal with a scope buffer, rush fee and deposit, track invoices with payment terms, days overdue and late fees, smooth an irregular income by paying yourself a salary from a buffer, set aside tax and retirement money with quarterly estimates, and measure client concentration and the expected value of your pipeline. The first lab is free.
Lessons
- Your minimum hourly rate: target income, billable hours & utilisationFree
- Hourly vs day rate vs project & value pricing Pro
- Platform fees, payment fees & your real net income Pro
- Proposal pricing: scope buffer, rush fee & deposit Pro
- Invoice tracker: payment terms, days overdue, late fees & cash by month Pro
- Smooth an irregular income: pay yourself a salary from a buffer Pro
- Tax & retirement set-aside: percentages and quarterly estimates Pro
- Client concentration & the expected value of your pipeline Pro