Investment Fees: Expense Ratios, Advisory Fees, Loads & Their Long-Run Cost
Fee drag on compounding, lifetime cost in dollars, index vs active expense ratios, advisory fees on top of fund fees, loads and share-class break-even, platform and trading costs, performance fees with high-water mark and hurdle, and a fee-adjusted dashboard: 8 illustrative labs.
The first lesson is free — no account needed.
About this course
An investment fees course that turns fee percentages into dollars for fictional funds, platforms and savers in a spreadsheet, for private investors, financial planning students and advisers. You calculate the net return after a 1% annual fee and the fee drag on $100,000 over ten years, grow a savings plan for 30 years before and after a 0.95% all-in cost and find with NPER the extra years needed to catch up, compare index and active expense ratios, layer a 1% advisory fee on a four-fund portfolio, find the holding period after which a front-load share class beats a back-load one, price custody, account and trading fees on three platforms, recompute performance fees with a hurdle and a high-water mark, and chart four investing paths over 25 years. Fictional funds and platforms, illustrative fees, and tax rules vary. Educational only, not financial or tax advice. The first lab is free.
Lessons
- Fee Drag on Compound Growth: Net Return Year by YearFree
- Total Cost over 30 Years in Dollars & the Years It Takes to Catch Up Pro
- Expense Ratios Compared: Index vs Active Funds Pro
- Advisory AUM Fees Layered on Fund Fees: The All-in Cost Pro
- Front & Back Loads: Share-Class Break-even Holding Period Pro
- Platform, Custody & Trading Costs: Percentage vs Flat Fees Pro
- Performance Fees: High-Water Mark & Hurdle Rate Pro
- Fee-adjusted Outcome Dashboard: Four Ways to Invest (with a Chart) Pro