Gold & Precious Metals Investing: Premiums, Storage Costs, Ratios & Portfolio Role

About this course

A gold and precious metals investing course that analyses one fictional investor's holdings in a spreadsheet with illustrative prices, for private investors, financial planning students and anyone weighing coins, bars or a gold ETF. You convert coins, bars and jewellery into fine troy ounces and their melt value, compare six products by premium over melt, round-trip spread and the price rise needed to break even, compare a vaulted bar with an ETF expense ratio over 1 to 20 years and find the break-even holding period, calculate the gold-to-silver ratio with a z-score signal and a ratio switch, convert gold into euro and real returns after inflation, measure correlation and portfolio volatility with a 0–30% gold sleeve, track drawdowns and recovery times of gold and stocks, and rebalance a 10% gold allocation. Illustrative prices, with no dealer, mint or fund affiliation. Educational only, not investment advice. The first lab is free.