Tabellab
Intermediate

Credit & Risk Analysis

Score a borrower, calculate leverage, DSCR and debt capacity, test covenants, build a borrowing base and price the risk, on live auto-graded spreadsheets.

7 lessons 7 labs 1.6 h Certificate

The first lesson is free — no account needed.

About this course

A hands-on credit analysis course in a live spreadsheet. You score a borrower on the 5 Cs of credit, calculate leverage, coverage and liquidity ratios, size cash-flow lending with EBITDA, CFADS and DSCR, estimate debt capacity, test covenants and headroom, build a borrowing base for working-capital lending and price credit risk from expected loss.

Lessons

  1. The 5 Cs of credit: a weighted scorecardLab12 minFree
  2. Credit ratios: leverage, coverage, liquidityLab14 min Pro
  3. Cash-flow lending: EBITDA, CFADS & DSCRLab14 min Pro
  4. Debt capacity: how much can they borrow?Lab14 min Pro
  5. Covenant tests & headroomLab14 min Pro
  6. Working-capital lending: the borrowing baseLab14 min Pro
  7. Expected loss & risk-based pricingLab15 min Pro